TipFolio

May 26 - Present·1 min read

TipFolio

TipFolio is my second indie app, built for the 7 million tipped workers in the US who earn most of their income in cash and have no reliable way to prove it. Servers, bartenders, barbers, valets — they all share the same problem: at tax time or mortgage time, the income exists but the paper trail does not.

The IRS requires tipped workers to maintain a daily tip log (Form 4070A). Almost no one does because every solution in the market is either too generic or too cumbersome. TipFolio fixes both.

Features include:

  • Fast logging — log cash and card tips in under 10 seconds at end of shift, with an optional hourly rate field
  • Earnings dashboard — weekly and monthly tip totals, hourly averages, and shift-by-shift breakdowns
  • IRS Form 4070A — generated automatically from logged shifts, ready to print or share with a tax professional
  • Lender-ready income letter — a formatted summary of annual tip income that satisfies mortgage and loan applications
  • Shift history — timeline and calendar views for reviewing past shifts
  • Tax Centre — all export tools in one place, with a YTD summary download

Find the app on App Store and Google Play.
For suggestions and queries, just contact me.

Zuhaib Ahmad © 2026